SBA Loans

SBA Loans Designed to Fuel Your Business Growth

SBA loans are government-backed financing solutions that help businesses start, grow, expand, or recover with favorable terms and lower down payments.

As an SBA approved lender, UT Financial Services simplifies the loan process and provides expert guidance every step of the way.

SBA loan programs

SBA 7(a) Loans

Flexible financing for a wide range of business purposes.

SBA 504 Loans

Long-term, fixed-rate financing for major fixed asset purchases.

SBA Express Loans

Fast approvals and funding for qualified businesses.

SBA Microloans

Smaller loans for startups and small businesses that need a boost.

SBA Disaster Loans

Financial assistance for businesses affected by declared disasters.

Why Borrowers Choose UT Financial Services

UT Financial Services delivers customized financing solutions with flexible funding options to support acquisitions, refinancing, development projects, and business growth.

Flexible Structures

Financing solutions tailored to transaction objectives.

Large Loan Amounts

Funding from $500,000 to $100 million and beyond.

Experienced Advisors

Extensive commercial finance expertise and industry knowledge.

Nationwide Reach

Serving borrowers throughout the United States and select international markets.

SBA Loan Highlights

Loan Amounts: Up to $5 Million+
Low Down Payments
Long Repayment Terms: Up to 25 Years
Competitive Interest Rates
Use for Working Capital, Expansion, Equipment, Real Estate & More
SBA-Backed for Added Security

Common Use

Business Acquisition
Working Capital
Equipment Purchase
Real Estate Purchase
Expansion
Refinancing Debt
Renovations
Inventory & Supplies

Our Financing Process

Step 1

Initial Consultation

Step 2

Transaction Review

Step 3

Financing Structure

Step 4

Underwriting & Approval

Step 5

Funding

Frequently Asked Questions

What types of businesses qualify?

Creditworthy businesses, investors, and owner-operators with sufficient financial strength, liquidity, and a viable financing objective may qualify.

How much financing is available?

Financing amounts typically range from $500,000 to $100 million or more, depending on the transaction and borrower qualifications.

Can funds be used for acquisitions?

Yes. Financing can be used for business acquisitions, expansion projects, refinancing, working capital, equipment purchases, and other growth initiatives.

Do you offer nationwide financing?

Yes. UT Financial Services provides financing solutions throughout the United States and select international markets.

Ready To Secure Business Financing?

Our team can help identify financing solutions that support your growth, acquisition, refinancing, and liquidity objectives.